COBRA Unemployment Benefits for
Families Not So Beneficial
For many
Washington D.C. area families, as well as Americans across the entire nation,
facing unemployment can cause a myriad of problems.In many instances, the lack of employment, as
well as an income, leads to a number of issues that may trickle down to the
family courts.This is especially true
regarding issues of child support arrangements, which oftentimes provide
clauses regarding the payment and provision of healthcare insurance for
children.Unfortunately for unemployed
individuals, most persons receive or apply for healthcare coverage through the
discounted programs and rates with their employer.When an individual is terminated or laid off
from their job, this healthcare coverage generally terminates as well for most
employees.However, in order to protect
the needs of workers and their families, the United States government has
implemented a program known as COBRA, which allows recently unemployed
individuals to continue theirs, as well as their dependents’, healthcare
coverage for a period of time at a relatively stable rate ideally.
However,
as nationwide studies are beginning to point out, the costs of continuing
personal healthcare insurance, let alone healthcare insurance for families,
consumers a relatively huge chunk of the typical unemployment benefits these
individuals would receive.In fact, most
unemployed individuals wishing to continue their healthcare coverage via the
federal COBRA program will incur costs tabulating over one-third of their
unemployment benefits.For family
coverage, this figure increases to an astounding eight-four percent of
unemployment benefits nationally.This
can create massive amounts of havoc regarding individuals mandated to make
child support or alimony payments to their dependents or ex-spouse, as well as
for those individuals required by child custody agreements to provide
healthcare coverage to their children.In these extenuating circumstances, a family law attorney in the
Washington D.C. area, attorney and mediator Lynn Andretta, can request the
family courts to adjust child support or alimony agreements to more feasible
levels.
Washington DC Areas-If you live in these DC locations
below and have a need for ADR
services then contact us we are located near you.
Anacostia / Waterfront
Brookland
Capitol Hill Union Station
Cardoza / Shaw
Chinatown / Old Downtown
Downtown
Dupont Circle/ Adams Morgan
Foggy Bottom
Friendship Heights
Georgetown
Georgia Avenue/Takoma
Montgomery County, Md
National Mall
Silver Spring, Md
Takoma Park, Md
Rockville, Md
Uptown Woodley Park / Zoo
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You should consult an attorney for individual advice regarding your own
situation.